RV Loan Calculator
Calculate RV loan payments, interest rates, and financing options for motorhomes and travel trailers
Loan Details
Enter your RV purchase and financing information
Total purchase price of the RV
Amount paid upfront (20.0% of RV price)
Annual interest rate for the loan
Length of the loan in years
Loan Summary
Your RV loan payment breakdown
Enter loan details to see calculations
Common RV Loan Scenarios
Click on a scenario to quickly set typical RV financing parameters
Entry-Level Travel Trailer
Price: $35,000.00
Down: $7,000.00
Rate: 7.5%
Term: 10 years
Mid-Range Motorhome
Price: $150,000.00
Down: $30,000.00
Rate: 6.5%
Term: 15 years
Luxury Class A RV
Price: $400,000.00
Down: $80,000.00
Rate: 5.9%
Term: 20 years
Used RV Purchase
Price: $75,000.00
Down: $15,000.00
Rate: 8.5%
Term: 12 years
RV Financing Tips
Before You Finance
- • Check your credit score for better rates
- • Shop around with multiple lenders
- • Consider the age and type of RV
- • Factor in insurance, maintenance, and storage costs
- • Get pre-approved before shopping
Interest Rate Factors
- • New RVs typically get lower rates than used
- • Loan terms can range from 5-20+ years
- • Credit scores 700+ qualify for best rates
- • Larger down payments reduce monthly payments
- • Consider seasonal promotions from dealers