529 Calculator
Calculate 529 education savings plan projections with college cost analysis and tax-advantaged growth calculations for comprehensive education funding planning
College Savings Planning
Current Annual Costs - Public In-State
Tuition & Fees
$12,000
Room & Board
$13,000
Books & Supplies
$1,400
Personal Expenses
$2,000
Total Annual Cost
$28,400
529 Plan Benefits
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Tax-Free Growth
Investments grow tax-free while in the account
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Tax-Free Withdrawals
No taxes on withdrawals for qualified education expenses
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State Tax Benefits
Many states offer tax deductions or credits
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Flexible Beneficiary
Can change beneficiary to family members
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High Contribution Limits
Most states allow $300,000+ total contributions
How to Use
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Enter your child's age and when they plan to start college
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Select college type and duration to estimate future costs
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Input current savings and planned monthly contributions
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Adjust expected returns and inflation rates for your scenario
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Review projections and adjust plan to meet funding goals
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Copy detailed report for financial planning discussions