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529 Calculator

Calculate 529 education savings plan projections with college cost analysis and tax-advantaged growth calculations for comprehensive education funding planning

College Savings Planning

Current Annual Costs - Public In-State

Tuition & Fees
$12,000
Room & Board
$13,000
Books & Supplies
$1,400
Personal Expenses
$2,000
Total Annual Cost
$28,400

529 Plan Benefits

•
Tax-Free Growth
Investments grow tax-free while in the account
•
Tax-Free Withdrawals
No taxes on withdrawals for qualified education expenses
•
State Tax Benefits
Many states offer tax deductions or credits
•
Flexible Beneficiary
Can change beneficiary to family members
•
High Contribution Limits
Most states allow $300,000+ total contributions

How to Use

•

Enter your child's age and when they plan to start college

•

Select college type and duration to estimate future costs

•

Input current savings and planned monthly contributions

•

Adjust expected returns and inflation rates for your scenario

•

Review projections and adjust plan to meet funding goals

•

Copy detailed report for financial planning discussions