M
MJJ Tools

Cap Rate Calculator

Calculate capitalization rates for real estate investments with comprehensive analysis of NOI, cash-on-cash return, and investment performance metrics

Quick Start Examples

Property Details

Typical cap rate: 4% - 8%
20% of purchase price
Monthly Mortgage Payment
$1,517

Rental Income

Total Annual Income: $28,800

Operating Expenses

Total Annual Expenses: $12,144

Cap Rate Guide

What is Cap Rate?
Capitalization rate = Net Operating Income ÷ Property Value
Good Cap Rates:
• 4-6%: Premium properties, stable areas
• 7-10%: Average market returns
• 10%+: Higher risk, potential value-add
Other Key Ratios:
• GRM: Lower is better (4-10 typical)
• Cash-on-Cash: Your actual return on investment
• 1% Rule: Monthly rent ≥ 1% of purchase price

How to Use

Enter property value, purchase price, and financing details

Add all rental income sources (rent, parking, laundry, etc.)

Include all operating expenses (taxes, insurance, maintenance, etc.)

Review cap rate vs. market averages for property type

Analyze cash-on-cash return and other investment ratios

Copy detailed report for investment analysis and comparison